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You think you have your finances all figured out and then...
- The car needs more fixing up before the next MOT (-£300)
- Your friends are planning your other friend a surprise birthday meal and spa day (-£100)
- You have to change the date for your son's birthday party, which means the deposit and the cost is due before the next payday (-£200)
- Universal Credit have decided that when you had an account with them
two years ago, they overpaid you (-£550 but possibly payable in monthly installments)
All in one day
~Your friendly neighborhood ginge