Insurance Company Life Insurance

 Life Insurance

💥  Some players are reporting LE I have tested and d have the issue If you are one of those players that is please get in touch (dated 21 July 2013)💥 


How to Buy?

Buying is easy, pop on a computer and look for the insurance company pie menu.

The pie will only show for a

Young Adult

Adult

Elder

Click on buy life insurance interaction, You will not get charged at this stage! Once this is done you will get a life insurance application buff.

The next stage is all done in the background, Which will take about 1-2 sim days!

PLEASE BE PATIENT AND ONLY BUY ONCE
You will get a phone call “Unknown Caller” be sure to answer!







On the phone call, you will have to chance to decide how you wish to pay, it will give you the prices and details

For Young Adults & Adults

Pay in full cost - $1500 2 Single Payment

Pay Over 2 Years - $750 2x Payments

Installments - $2080 in 12 Instalments

For Elders

Pay In Full Cost - $1340 = Single Payment

Pay Over 2 Years - $670 = 2x Payments

Installments - $1440 in 8 Instalments

AND OF COURSE, YOU CAN STILL CLICK CHANGE YOUR MIND!

Once you made your choice you will get notified to pay via your online portal






How does the online portal work?

I've made the pie shows as soon as you buy the life insurance which means even if you have no new family members to add it will still cost you money!

Requirements for the portal are just the I'm covered trait

Click on the Insurance Company Pie Menu, Online Portal Pie, Life Insurance Pie,

There you will see Add Family Member & Any Payments

Each Option Explained
PAY IN FULL



USE YOUR ONLINE PORTAL TO MAKE FULL PAYMENT AND WITHIN A FEW HOURS YOUR FAMILY WILL BE COVERED & RECEIVED THE I’M COVERED AND TRUSTEE TRAITS

IF YOU DO NOT MAKE PAYMENT YOUR POLICY WILL NOT BE SET UP

PAY OVER 2 YEARS



USE YOUR ONLINE PORTAL TO MAKE YOUR FIRST-YEAR PAYMENT AND WITHIN A FEW HOURS YOUR FAMILY WILL BE COVERED AND RECEIVE THE THE I’M COVERED AND TRUSTEE TRAITS

IF YOU DO NOT MAKE PAYMENT YOUR POLICY WILL NOT BE SET UP!

YOU WILL GET A NOTIFICATION WHEN YOUR SECOND YEAR IS DUE AND HAVE 7 DAYS FROM THEN TO MAKE PAYMENT, AGAIN YOU PAY IN YOUR ONLINE PORTAL

IF YOU DO NOT MAKE PAYMENT YOUR POLICY WILL BE CANCELLED!





INSTALMENTS



FOR YOUNG ADULTS & ADULTS
A DEPOSIT OF $160 AND 12 FURTHER PAYMENTS OF $160 20 DAYS APART, ONCE YOUR DEPOSIT IS RECEIVED YOU WILL RECEIVE THE I’M COVERED AND TRUSTEE TRAITS, IF YOU DO NOT PAY YOUR DEPOSIT YOUR POLICY WON'T BE SET UP

YOU WILL GET A NOTIFICATION WHEN YOUR PAYMENT IS DUE AND YOU WILL HAVE 7 DAYS FROM THEN TO MAKE PAYMENT VIA YOUR ONLINE PORTAL. IF YOU DO NOT YOUR POLICY WILL BE CANCELLED & BOTH TRAITS WILL BE REMOVED





FOR ELDERS
DEPOSIT OF $160 PLUS 8 FURTHER PAYMENTS OFF $160 20 DAYS APART, ONCE YOUR DEPOSIT IS RECEIVED YOU WILL RECEIVE THE I’M COVERED AND TRUSTEE TRAITS, IF YOU DO NOT MAKE PAYMENT YOUR POLICY WILL NOT BE SET UP





YOU WILL GET A NOTIFICATION WHEN YOUR PAYMENT IS DUE AND YOU WILL HAVE 7 DAYS FROM THEN TO MAKE PAYMENT VIA YOUR ONLINE PORTAL. IF YOU DO NOT MAKE PAYMENT YOUR POLICY WILL BE CANCELLED & BOTH TRAITS WILL BE REMOVED

ADDING NEW FAMILY
Adding family members is simple, it works the same way as buying, Family members from Child up to Elder that does not have the I'm Covered and Trustee Trait will now receive them it will cost $40

There is one stage for adding a family member

Submit Changes = 4 hours and changes are made

How does making a claim work?



I've made this so the pie only shows when a claim is valid. This means the pies will not show if you do not have a match

Requirements I have selected.


Requirements are you must have both I'm Covered Trait, Trustee Trait

As well as one of the following buffs

Widow

Widower

Death of a loved one

Loss in the family grandparent

Loss in the family parent

You can only make one claim per household

This means that some Sims may not get a chance to make a claim.

An example of this is if you have a child sim who is covered by a parent policy and

one of the households sadly passes away and young adults, adults, or elders living with them

makes a claim they would then not be able to make another claim.

Making a claim?
Jump on the computer and find the insurance company pie you will only see the claim option if you have passed the requirements listed above

the claim section will show in your online portal as you have already bought the insurance already click claim and away we go...

Making a claim cost $100 and again you will receive notifications along the way to keep you up to date on your claim.

The process for a claim is longer than buying and will take 5 sims days.

There are 5 stages to pass before your claim is complete

Claim Submitted = 24 hours





Claim Progress = 24 hours

Claim Accepted = 12 hours

Settlement Departement = 12 hours

Pay Out = 2 days

thorough out all stages you will be kept informed about your claim. Once all are complete you will get your payment sent to your household

funds which have been set at $350000

At the time of payment, each sim in the household will also receive a gameplay trait "Set For Life" which completes the claim.

How to install it?
IF YOU ALREADY HAVE A VERSION OF THIS MOD PLEASE DELETE THEM FIRST

Download files and extract them into your mods folder,

Please make sure you have "Allow script mods " on in your game settings to allow

IF ANYONE WOULD BE INTERESTED IN TRANSLATING MY MODS PLEASE DROP ME A MESSAGE YOU CAN DO SO ON HERE OR MY PATREON PAGE LINKED IN MY PROFILE THANKS

Any issues please let me know, I will do my best to help you!

Any suggestions are also welcome

Credits
Lot51 TDESC Browers

Sim4Studio

Modconstructor

Everyone who takes the time to answer my endless messages on the discord support page!